[Resolved] Axis Lender Home loan Awful knowledge of axis bank’s financial
It is Deepak from Bangalore . I minimal me personally for a long period out of creating so it mail to you personally. But, while i failed to see one reaction and you can accountability off Axis Financial, I can no longer wait.
This all started a while inside March this current year. I arranged an apartment in the an apartment during the Bangalore and you will was considering the contact away from Mr. Amit Sharma ([protected]) regarding Logical Expenditures (for AXIS Lender) by the creator. Mr. Amit fulfilled myself and that i told me your my paycheck, expenses or other expenses information, predicated on which, the guy confirmed myself that we feel the eligibility away from 23 lacs. As this amount are enough personally commit to come, I went on which have a comprehending that eligibility has already been examined. Amit told me this 1 from his associate can come so you can take the data and you can cheque to own operating payment for this house financing. After that, I was approached of the Mr. Murugesh ([protected]), which showed up and collected my personal data files together with cheque out-of Rs. 5618 to your handling percentage. I did not hesitate from inside the supplying the cheque because the Mr. Amit got already verified myself from the my personal qualifications. Mr. Murugesh got each one of these and you may went back. This new verification process become and that i waited for very long go out convinced that everything is going on really. In this a few days, I spotted one to americash loans Williamsburg my personal bank account is actually debited to the cheque that we provided to AXIS Bank to own Rs. 5618. Which provided me with a great deal more depend on one to things are taking place really.
Basically did not have this new eligibility, I am not a fool to proceed with the loan processes and you can spend my personal Rs
It was a surprise. There is certainly no reason said on the letter. I titled AXIS Bank’s place of work and you may talked so you’re able to Ms. Renu ([protected], landline [protected]. She mentioned that the fresh letter is sent in error and additionally they will always be implementing the loan procedure. Afterwards, she called me personally up and back at my treat; she said that my qualifications isnt here for the loan. I found myself amazed. It comment originated in AXIS Lender even in the event Mr. Amit got already explained which i got qualifications out-of 23 lacs, following address and other confirmation processes were over, following handling percentage count are taken from my personal membership and you can shortly after awaiting so long. We contended having Renu about precisely how you can expect to following Mr. Amit share with that i encountered the qualification. 5618. She once more explained you to definitely she’s going to work on her movie director and go back to me personally. She named once again a couple of days but, all of them to say that little might possibly be done and you may my qualifications is not around in addition to mortgage can not be sanctioned. I’d upset and requested their particular to go back back my handling commission count. She said the policy isnt indeed there to return the quantity. We realized away from HDFC and you may ICICI Lender that when they don’t sanction the mortgage, all of the data plus the number was came back back into the consumer. However, here, none did I get straight back my personal documents till time, neither the quantity.
As i spotted there’s nothing yielding results, I asked Renu to give their particular manager’s number. She gave the quantity (sorry, I do not consider their identity) of course I titled, he had been driving and you may mentioned that he would call me straight back. We waited for many months for their label. One fine time, one to Ms. Indu (In my opinion it was title) entitled me personally and asserted that their particular director planned to see why I’d titled your a short time right back. I said her entire story but, she heard and you may informed me a similar thing the newest processing commission can not be returned. Whenever i questioned their unique again, she said that she will talk to her director and you may call me personally straight back. This never ever took place. To check out right up, when i titled and you will keep in touch with her, she said their own manager is beyond route and you will she does not understand when he might possibly be back. Today, immediately following over per week, I am still waiting for the brand new manager’s label.
Sir, because you find, it is a horrible sense. I happened to be told one a board provides examined AXIS Lender given that an educated bank. I am not sure exactly how. No less than, I would personally never say that. You will see that they have given incorrect information about brand new qualification, collected brand new records, removed the fresh running fee immediately after which reverted straight back stating that eligibility is a concern. Till day, they haven’t yet came back the brand new data or the number. Eligibility is the the first thing one a customer requires proper care in advance of offering any handling percentage. But, AXIS Lender possess cheated within this respect and it has produced certain currency from this. I don’t know exactly how many somebody will have experienced so it that have AXIS Financial. It looks like good business for them. Really don’t think he’s got any organization Ethics. Just how do they give incorrect pointers with the people and work out money?
Out of the blue, someday I got a letter inside my physical address claiming that AXIS Financial cannot deliver the financing for me
Sir, I might and therefore request you to please check out this problem urgently that assist protect the fresh new customers’ rights. Your assist certainly will guarantee that AXIS Lender does not recite particularly cases down the road that have virtually any customers.