While the Ministry regarding Finance told, people let you know need for the procedure to own making an application for that it subsidy into the consistent basis

Shortly after receiving the fresh files in the Bank, the Ministry’s Fee examines them and you will is located at decisionmission informs the lending company which approved the latest subsidy, then the lending company concludes Mortgage Agreement toward borrowing applicant

Skopje, 6 th (MIA) – Need for new “Pick a home Purchase a condo” Enterprise notably increased following Reasonable for this Endeavor, which was stored during the time 24 th October – 28 th Oct. It define your procedure for distribution software is effortless, and it also includes about three strategies.

– We could explain the means of distribution application for the “Get property Pick a condo” Endeavor, from inside the three actions and if you’re updated, you are going to comprehend it is an easy processes. Initial step are trying to find a condo otherwise home otherwise much to own home. Next step was handling one of many 8 finance companies performing on Endeavor and you may complete the mandatory data, given that third step is one of the Ministry out of Loans, you to as being the getting off choice having giving the fresh subsidy, after which the latest candidate signs mortgage contract to your particular lender, Ivana Bilbilovska, Representative of your Ministry of Financing, said.

Financial accumulates these types of records regarding the candidate and you will confirms if or not he/she’s eligible for getting the mortgage, and you can later it forward the brand new respective data files for the Ministry out of Funds, Bilbilovska told you

When it comes to initial step, Bilbilovska demonstrates to you that the requisite is actually for this new flat or the family become an alternate strengthening and for the speed not in order to go beyond EUR 900 per rectangular meter. Individual distribution software towards “Purchase a home Buy a condo” Investment would be to conclude Original Contract on specialist or if the guy/she makes a home, he/she should provide design and technology paperwork.

– Next step is actually for new citizen to address certainly the fresh 7 banking companies, included in the “Get a house Buy an apartment” Opportunity, we.elizabeth. Stopanska banka – Skopje, Stopanska banka – Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase https://paydayloanalabama.com/loxley/ and you can Prokredit banka. Making use of the First Contract getting a flat or a house, the fresh new persons should submit to the lending company their/their unique ID, full-time a career certificate, certificate going back half dozen repaid salaries and you will statement, verified because of the notary societal, you to during the basic five years of the installment period, they’ll none offer the fresh new apartment or even the domestic, neither book otherwise put them significantly less than second financial.

Third step try reaching decision because of the Ministry away from Funds. The fresh new Payment into the Ministry away from Funds fits at least once when you look at the forty five weeks, and you may, if necessary, over and over again.

– Unless you get residence and/or house where you real time was too little obtainable therefore need it a larger one to if in case your intend to take a property financing, than “Pick property Buy a condo” Project, is really a high probability for this reason. Financing provided by Ministry regarding Fund are in a questionnaire off a beneficial subsidies that will reach up to EUR fourteen,000, plus the interest is really low and you may numbers to 3.95% in the 1st 3 years and cuatro.44% regarding the fourth and fifth year toward design: fees when selecting a condo otherwise subsidizing 75% of your cost when purchasing/design a home, otherwise fixed inside installment several months, bookkeeping to possess 4.5% and additionally six-week EURIBOR, towards model: equivalent (50%/50%) involvement when buying an apartment or subsidizing 75% of your participation when purchasing/building a property, Representative of one’s Ministry regarding Financing Ivana Bilbilovska, told you.