Within Chola, brand new data files needed for home financing is actually restricted
Faqs
A mortgage is actually a loan offered to advertisers and you may salaried anyone for the purchase of a home to live in. Users can pick to possess property constructed on its land, stretch its existing house by the addition of a floor, pick a selling apartment/independent domestic, purchase a separate flat/separate family out of a developer otherwise transfer the balance away from a financial availed regarding yet another financial institution.
KYC data (Target Proof such Aadhaar card, Current utility bill, an such like.; Term Research instance Dish Card, Operating Licenses, an such like.) and you can bank account statements is actually necessary. To have business owners, evidence of team facilities is necessary. For salaried users, the final step 3 months’ shell out slips and you may Setting 16 are required.
To apply for home financing you must getting no less than 21 years old when the mortgage period begins and should not go beyond a period of 65 decades when the mortgage concludes or at the time of superannuation.
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