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6. NULI. Having a partially excused exchange not as much as 1003.3(d), a lending institution will get report good ULI otherwise a NULI. See 1003.3(d)(5) and you can comments step 3(d)(5)-step 1 and you will -dos getting information the NULI.

Part cuatro(a)(1)(ii)

step one. App big date – consistency. Section 1003.4(a)(1)(ii) necessitates that, during the reporting the day out of software, a financial institution statement the new go out it acquired the application form, since laid out lower than 1003.2(b), and/or time revealed with the application. Regardless of if a lending institution does not have to find the same method for the entire HMDA submitting, it must be generally consistent (for example by the consistently using one approach in this a certain office of institution or even for a sounding finance). In case your financial institution decides to declaration the latest date found into the application form therefore the establishment retains multiple sizes of form, the school reports new go out found to your very first application form satisfying the application form definition offered not as much as 1003.2(b).